I have had a Macy's card for probably 15 years.  I called the last week to request an upgrade to the AMEX.  When I called yesterday they said I was declined.  They pulled Experian and said my score was 652.  I pulled my report and it did have one negative that has been removed from other reports.  I disputed it.  The lates are a 30, 60 and 90 from 2007.  The only other negatives are two 30 day, also from 2007.  Anyone have similar experiences?  Should I call for a recon?  Anyone have a good recon number?