Creditaddict wrote:High 500's, Low 600's is not going to get you the Best Buy Store Card which has $0 AF.
You are most likely going to get Countered for either Gold or Platinum Best Buy Rewards Zone MasterCard with Annula fee $39-$59 as you saw on website.
I definitely don't expect to get it with my current listed scores. They are a little bit outdated though. Do you know if Best Buy does in fact pull Equifax? My Equifax report is nice and clean and will surely be my best credit score. I am waiting for a payment to my credit card to post which will bring my utilization down to 0% on one card and 2% on the other. At that point, I will be buying an updated FICO, but I would expect it to be at least 650.
Experian will have no baddies by the end of March, but I would rather not wait that long. TransUnion still has 4 baddies until May when it drops to 2 that are there for a couple years. Still working on those last 2 PFDs.
I guess I'll see. Any idea what kind of minimum score would be good enough?
Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12