Re: Garden Club Meeting - March 2012
03-02-2012 03:06 AM
mokong wrote:gardening!!!!
here' my card since NOV '10
Best Buy store card: 2.300 cl / 0 bal. opened Nov '10
Banana Rep Visa; 4,000 cl / 90 bal. opened Nov '10
Chase Southwest: 700 cl / 0 bal. opened Jan '11
Amex Costco: 5,400 cl / 0 bal. opened April '11 backdated 2010
BoA Amex : 5,000 cl / 220 bal. opened Feb 12 backdated 2010
Amex BCE: 2,000 cl / 16 bal. opened Dec '11 backdated 2010
Citi TY Preferred card: 5,900 / 15 bal. opened Nov '11
Macys: ??? / 110 bal. opened May '11
Chase Disneys Premier: 4000 / 0 bal opened Jan '11
fico score all around 700 as of feb.
been 2 yrs now been visiting this site everyday and it helps me a lot to achieve my dream card.
thank you myfico'ers your all great.
Nice!
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Re: Garden Club Meeting - March 2012
03-02-2012 03:21 AM
Got an automatic increase on my Sam's Club CC. From $8,500 to $9,000. Not much, but I'll take it! YAYYY!![]()
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Re: Garden Club Meeting - March 2012
03-02-2012 03:59 AM
tubesock wrote:Got an automatic increase on my Sam's Club CC. From $8,500 to $9,000. Not much, but I'll take it! YAYYY!
Congrats!!!
Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
Re: Garden Club Meeting - March 2012
03-02-2012 04:11 AM
Here's what I have:
UIECU UIAA Rewards Visa $22K
PSECU PSL/Visa $20K
Alliant Platinum Rewards Visa $15K
Barclaycard Platinum Travel Rewards MC $7K
Nordstrom Visa Signature $6K
State Farm Platinum Rewards Visa $3K
Dell Premier Financing $3K
Macy's $2500
Received a GLI on Macy's last month but that's it.
Oh yeah...I'm revolving BALANCE FREE for the first time in memory. Feels great!!!!
Plan on asking for a CLI on Nordstrom at the end of the month but that's about it. Keeping things quiet. ![]()
Starting Score: 600Current Score:: 687EQ, 698EX, 721TU
Goal Score: 760
Take the myFICO Fitness Challenge
Re: Garden Club Meeting - March 2012
03-02-2012 06:09 AM
In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Re: Garden Club Meeting - March 2012
03-02-2012 06:33 AM
Wow.
Great post, Smug. I'm very envious.
Last app 08/08/2012. App free in 2013!
Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine.
Zero percent financing is where the devil lives...
Last app 08 Aug 12. Next app 01 January 2013.
Re: Garden Club Meeting - March 2012
03-02-2012 07:12 AM
Very Nice VisorBoy...
Smug, I'm looking forward to a low utl one day too. You give me hope![]()
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Re: Garden Club Meeting - March 2012
03-02-2012 07:13 AM
afbar1114 wrote:
Checking in app free for 1 month...no app itch....paid down my UTL over the past 2 months to 22% from about 55%... waiting for everything to post
Good Job on the utl!
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Re: Garden Club Meeting - March 2012
03-02-2012 07:13 AM
Wow Smug congrats! You really have about as impressive of a credit portfolio as humanly possible. And the 1% utl is incredible. My only question is why is Discover only giving you a 500CL when you have so many other cc's with such huge CL's lol.
Just checked my USAA reports today and my last inq was on November 23rd, 2011. I'm around 100 days into gardening. I'll be paying off the remaining $170 balance on my barclays card today -- bringing my total utl down to 22%. If I can just hold off on app'ing for one or two more months, I'll be down to the sought-after 9%.
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 706 FICO (8/16/12) MyFico
My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2250CL (11/11), Discover IT 6000CL (5/13)
It will take me 12 months to re-grow my scores but I am officially a Proud CONDO owner!!!!!

