Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
Re: Apped for AMEX BCE

Use it sparingly for few months until you establish a track record with them. Amex is known do FR shutdown the access until you submit approval for the tax returns. Just play it safe for few months.

Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
Re: Apped for AMEX BCE

concorduser wrote:

Use it sparingly for few months until you establish a track record with them. Amex is known do FR shutdown the access until you submit approval for the tax returns. Just play it safe for few months.



Will do. Thanks for the heads up!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
Re: Apped for AMEX BCE

CONGRATULATIONS!!!!

 


FrugalRican wrote:

None, whatsoever.

My CR is clean as of the 16th of February :smileyhappy:

Just had an evil cell phone collections hanging around that wasn't supposed to be there, but that actually got turned into a positive tradeline.

Other than that, positive payments for years.


I was wondering how your FICO® went up so much between January and February.  What a blessed 2012 you are enjoying! 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
Re: Apped for AMEX BCE
Was a mix of that being taken off and getting my util down from 36% to 28 as well. This year is treating me well ! Yay!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
Re: Apped for AMEX BCE

Just got it in the mail. Activated and ready to go.


This thing is flimsy-ish though. But that blue dot/square is mesmerizing.

Wouldn't have ever gotten this without a well-informed, knowledgeable site full of cheerleaders, gurus, and enablers!

Thank you all!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Regular Contributor
pastnow123
Posts: 113
Registered: ‎09-27-2011
Re: Apped for AMEX BCE

Congrats. You can still call in ask for CL and request incarese if not satisfied.

Frequent Contributor
tonyaether
Posts: 341
Registered: ‎06-04-2011
Re: Apped for AMEX BCE

Congrats Frugal!!!!!!!!!!!!!!!!


Current Scores: 08/2013 EQ - 779(FICO), TU98 - 783(FICO ), TU08-818(Walmart FICO),EX PLUS-775 (FAKO) Credit Sesame - 804 (FAKO)
Wallet: Barclays Plat. Rewards MC $8.9k,Amex BCP $9.1k, CitiForward Signature $11k, Chase Freedom $3k,Target Visa $1.5k, Walmart Discover 7.5k, Delta Gold Skymiles Amex $2k
GOAL: 800 ACROSS THE BOARD!!!!
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
Re: Apped for AMEX BCE

FrugalRican wrote:

Well, I went to the online status form:

 

Date ReceivedCardStatus of ApplicationNext Step
03/02/12
BLUE CASH EVERYDAY(SM)
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.

Congrats FR!!!!! Very nice!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
JaneS1123445
Posts: 108
Registered: ‎03-04-2012
Re: Apped for AMEX BCE

FrugalRican wrote:

Just got it in the mail. Activated and ready to go.


This thing is flimsy-ish though. But that blue dot/square is mesmerizing.

Wouldn't have ever gotten this without a well-informed, knowledgeable site full of cheerleaders, gurus, and enablers!

Thank you all!


:smileysad: I want mine too!

Established Contributor
aussiesareforever
Posts: 737
Registered: ‎10-04-2010
Re: Apped for AMEX BCE

Congrats Frugal

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)