Frequent Contributor
Posts: 365
Registered: ‎08-09-2011
Re: "Make Your Move" American Express Prepaid

daisydvm wrote:


excellent post!


Never heard of someone getting in with AMEX with a BK here yet, although it may have happened.

There are actually a few people on this site that claim to have gotten an AMEX with a BK reporting. From what I remember, the BK was at least 7 years old before they were approved.

I'm one of them. It was a Chapter 7 back in 2002, so it was still on my record last February when I applied for an AMEX Clear. I was approved. As an added twist, AMEX was included in my bankruptcy to the tune of around $4500. I currently hold a Clear with $5000 CL, Blue Cash Preferred at $4500 CL, and a NPSL Zync.

5/2002 - Chapter 7
7/2011 - Equifax FICO 693
5/2012 - Equifax FICO 812! In the "800 Club!"
2/2013 - Lender-pulled EQ FICO 821 (car loan)
7/2014 - Lender-pulled EQ FICO 832 (car loan)