Valued Contributor
Posts: 1,361
Registered: ‎02-07-2010
Re: My Barclay CC was cancelled

mAndrew1980 wrote:

Another Barclays closure thread. Still don't think this is the norm but they really are sensitive to new accounts. Every time I get the itch to app one of these app's seems to pop up. I'm going on 3 1/2 months app-free since I opened Barclays. Only 2 1/2 more months till I can app again LOL.

good thinking. they initally gave me 1500; called back door as SOON as i got my card and asked for an increase. i was approved for what i requested which was 2600 (oct. 2010); i knew i had to leave this alone so fast foward to april 2011 and they automatically increased me 1k to 3600. i knew it was a bad idea to even request via hard pull at all. in fact i did not want anymore increases on this card. over and over again they denied my request to lower the standard purchase apr from the day i received the card which was a whopping 21.74 . finally i got sick of the lousy rewards program and poor quality voice calls in addition to not being able to pc. (jan 2012)


however, i must say they do have the very best credit analyst service. not only is it instant but friendly as well.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990) score 798 (300 - 850) TU transrisk 772
card line up here: