mAndrew1980 wrote:
Another Barclays closure thread. Still don't think this is the norm but they really are sensitive to new accounts. Every time I get the itch to app one of these app's seems to pop up. I'm going on 3 1/2 months app-free since I opened Barclays. Only 2 1/2 more months till I can app again LOL.
good thinking. they initally gave me 1500; called back door as SOON as i got my card and asked for an increase. i was approved for what i requested which was 2600 (oct. 2010); i knew i had to leave this alone so fast foward to april 2011 and they automatically increased me 1k to 3600. i knew it was a bad idea to even request via hard pull at all. in fact i did not want anymore increases on this card. over and over again they denied my request to lower the standard purchase apr from the day i received the card which was a whopping 21.74 . finally i got sick of the lousy rewards program and poor quality voice calls in addition to not being able to pc. (jan 2012)
however, i must say they do have the very best credit analyst service. not only is it instant but friendly as well.
EQ FICO 783 11/03/12 EX FICO 761 03/12/13
EQ VT 889 EX 858 TU 879 (VT is 501 - 990)
Credit Sesame score 801 (CS is 300 - 850)
Credit.com score 774 (C is 300 - 850) est. EX Fico 770
see my card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
