Your score might take a slight hit if you close the account.  It will lower your AAoA and raise your utilization as well.

However, I'm not sure that "protecting" your score is worth $9.25 a month.

If you do close the account, and your score DOES drop, it won't be for long.

You now have a couple of "real" credit cards...

I'd close it, save the fees, and don't look back.  JMHO.

Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine.



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.