Re: Should I close these cards.....
struggling to understand utilizatio n...PLEASE help???
03-07-2012 05:53 AM
I am getting the feeling I need to close the Credit One account. I have paying that fee which actually doubled since I got the card two years ago. It went from $59/yr to $99/year plus min. $1 int per mth so I have no problem saying bye bye.
I have several other cards which I did not mention as I don't owe balances on them. I have about $5000 avail credit lines and only owe $1516 to Navy Fed.
What about closing the secured NFCU account and applying that $500 to the balance owed on the larger account. Shoul I do that or not??