Valued Contributor
Posts: 2,671
Registered: ‎09-26-2011
Re: Should I close these cards.....struggling to understand utilization...PLEASE help???

Missy_Bell wrote:

What about closing the secured NFCU account and applying that $500 to the balance owed on the larger account. Shoul I do that or not??


I would.


If you no longer need the secured card, get that money back and use it to reduce your balance on the other card.  Your logic is perfect!  :smileyhappy:

Current Scores: EX 671 (FCR) TU08: 649 Wally. 03/02/2015.

Zero percent financing is where the devil lives...