Member
newstar87
Posts: 19
Registered: ‎07-09-2011
Mixed feeling about Credit App - Should I recon???
[ Edited ]

Last night, I pulled trigger and apped Discover More, Chase Freedom, and Capitol One Rewards Venture (1.25 points/ dollar).

Got approved $1000 for Discover More Card

Pending app for Chase => Updated (03/25): chase gave me $2500

Talked to Capitol 1 rep, I was told it was approved. Later I called backdoor number 800-889-9939 or 800-625-7866.(Account Specialist) -> they said it was denied and a letter was sent out

WTH! I was told it's approved, and now you are telling me it wasn't.

Has anyone reconed succesfully with capitol 1? I called them twice today to get why I was denied and tried to recon but they kept telling me to wait for the letter. Any suggestions for recon?

I am full time student with part time job. I am new to the country and just built credit history 7 months ago. income 12700, here are cards I have:

Citi forward: 1600

Walmart: 400

Paypal smart connect credit line associated to debit card: 800

macy: 200

discover more: 1000

Star One credit union: 500

CAFCU card: 500

 

I really want to get the venture card bc no foreign transaction and air miles.

ty all