Mixed feeling about Credit App - Should I recon???
[ Edited ]03-09-2012 06:26 PM - edited 03-25-2012 08:54 AM
Last night, I pulled trigger and apped Discover More, Chase Freedom, and Capitol One Rewards Venture (1.25 points/ dollar).
Got approved $1000 for Discover More Card
Pending app for Chase => Updated (03/25): chase gave me $2500
Talked to Capitol 1 rep, I was told it was approved. Later I called backdoor number 800-889-9939 or 800-625-7866.(Account Specialist) -> they said it was denied and a letter was sent out
WTH! I was told it's approved, and now you are telling me it wasn't.
Has anyone reconed succesfully with capitol 1? I called them twice today to get why I was denied and tried to recon but they kept telling me to wait for the letter. Any suggestions for recon?
I am full time student with part time job. I am new to the country and just built credit history 7 months ago. income 12700, here are cards I have:
Citi forward: 1600
Walmart: 400
Paypal smart connect credit line associated to debit card: 800
macy: 200
discover more: 1000
Star One credit union: 500
CAFCU card: 500
I really want to get the venture card bc no foreign transaction and air miles.
ty all
