Valued Member
Ridbidge
Posts: 47
Registered: ‎08-06-2011
Re: Amex BCP 61 day CLI Score!

dmbtay wrote:

i tried on Monday this week...and was declined :smileysad: (with income well into the 100s).  caviat is I probably should have waited considered i just paid off the balance from our honeymoon this month, as well as PIF all our balances on all cc's (50% utilization > 0%).  I am hoping this puts things in a much better light :smileyhappy:Do you know if i have to wait a specific amount of time post decline?


I have read on multiple threads here that you can reapply for a CLI after a decline once 90 days have passed since the declined CLI request.  You must wait 6 months to request another CLI after you receive an approved CLI.

Amex BCP 02/12 $1200/$14700, Citi Forward 2/12 $4800/$7000, Chase Freedom 2/12 $2200/$7000, GECRB/QVC 03/11 $0/$2700, WFCB/HSN 03/11 $0/$2000, Cap 1 NHCR 04/10 $0/$1500, Cap 1/Kohls 11/10 $0/$1000, Citi Simplicity 08/11 $0/$1000, WFNNB/KingSize 11/10 $116/$900, Citi/Sunoco 04/10 $0/$800, Citi/Home Depot 10/11 $0/$1500, SunTrust Auto Loan 11/10 $39,376/$47,914 RECENTLY CLOSED: HSBC/Orchard 04/09 $0/$700, HSBC/BBRZMC 04/11 $0/$500...

**HAPPILY GOING INTO THE GARDEN NOW FOR YEARS!** EX FICO 773 02/27 Amex Pull/ TU myFICO 798 02/29 / EQ myFico 778 02/29