Re: AMEX reporting on CR
03-17-2012 06:02 AM
Wow! That was fast. Others reported that it took 6 to 8 weeks for their new Amexes to report on their CR. But both my Zync and Costco are already on my EX report. They both show date opened as 2/1/87 - Thank you, God!
Of course, I have NO idea how this affects my EX FICO. I can't wait for them to report on EQ, so I can get an updated SW FICO. I just hope that it's a BIG jump and more than makes up for 2 account balances reporting (small, though they are).
One thing that's odd is that it shows date opened as 2/1/87, but under the 24-month history section, it only has one lonely month. So, I do wonder what potential creditors would think about this. Or current ones, for that matter. It does look odd. But I am SO grateful for backdating. It's a credit miracle!
Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013