Thanks, everyone! It's amazing what backdating can do for a score. Overnight, I have 25+ years of credit history back that I thought was lost forever. I've gone from the position of hoping I'll be approved, to choosing who I want to do business with. Nice position to be in! It's taken over 10 years to get here, though.

Next step is to cancel Cap One AF card this week, since AF is going to be due.