Moderator Emerita<br>Community Leader<br>Epic Contributor
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007
Re: suggestion in applying for 2nd CC ?

‎01-06-2008 02:19 PM

Timothy, the discount only shows up for me when I get an alert. I think.

Well, dang, I just looked, and you're right (of course.) I could have sworn...
# Receive additional discounted Score Power reports while you are subscribed to Score Watch for just $10.95 each (regularly $15.95)
Thanks for the catch!

Hey, now I can buy even more reports! You're such an enabler! :smileyvery-happy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
(11,037 Views)
 
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
Re: suggestion in applying for 2nd CC ?

‎01-06-2008 02:34 PM

Yep-
Kinda a pain when you buy all 3-
The SW one at 10.95 then the other 2 with a discount code.
I am sure you are not the only one- or myFICO would have changed it to charge the lower amount you are entitled.
haulingthescoreup wrote:
Timothy, the discount only shows up for me when I get an alert. I think.

Well, dang, I just looked, and you're right (of course.) I could have sworn...
# Receive additional discounted Score Power reports while you are subscribed to Score Watch for just $10.95 each (regularly $15.95)
Thanks for the catch!

Hey, now I can buy even more reports! You're such an enabler! :smileyvery-happy:

(11,034 Views)
 
Frequent Contributor
HI-ALL
Posts: 271
Registered: ‎12-07-2007
Re: suggestion in applying for 2nd CC ?

‎01-06-2008 03:41 PM

hi frnd
   yeah i will wait for tomorrow.
how that FICO complete works,is it one time charge of $40+ ?
I know little bit about SW,bcoz is been using for DW.
Otherwise can I go for SW (already registered for 30 day free trial),
anyhow I am not going to apply for many no. of CCs(2, max 3) in the coming 1 year.
  
(11,019 Views)
 
Moderator Emerita<br>Community Leader<br>Epic Contributor
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007
Re: suggestion in applying for 2nd CC ?

‎01-06-2008 04:32 PM

Yes, the Credit Complete is a one-time pull of all three reports.

Scorewatch has two EQ pulls (plus discounts on any others), and FICO Quarterly Monitoring has 4 TU pulls, once every three months. Otherwise, all the FICO products are one-time pulls with their payment.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
(11,012 Views)
 
Frequent Contributor
HI-ALL
Posts: 271
Registered: ‎12-07-2007
Re: suggestion in applying for 2nd CC ?

‎01-07-2008 06:50 AM

hi haulingthescoreup & jaytoo
 
  Just now I spoke to myFICO CSR,she said they were unable to pull my FICO score
becoz of No history or Fradulent.....
she suggested me to pull my FICO score from www.equifax.com .
 
wht could I do frnds
any idea?
can I go for creditkeeper,bcoz DW is been using it from more than an year.
(10,998 Views)
 
Frequent Contributor
HI-ALL
Posts: 271
Registered: ‎12-07-2007
Re: suggestion in applying for 2nd CC ?

‎01-07-2008 08:23 PM

hi haulingthescoreup & jaytoo
 
   Finally I have checked my score in TC its 761.
I know this is not FICO, its FAKO am I right?
I tried to pull from myFICO but it was  not possible
I spoke to a CSR in the morning but it didn't work out.
finally got from TC.
 
1. AU acct  WAMU     2k  CL  from 04/07 
2.my CC    BOA         7k CL   from 11/07
 
 
 
(10,969 Views)
 
Contributor
JayToo
Posts: 86
Registered: ‎12-25-2007
Re: suggestion in applying for 2nd CC ?
[ Edited ]

‎01-07-2008 08:53 PM - edited ‎01-07-2008 08:55 PM

Hi Hi-all, When was your DW's wamu card opened? was 04/07 when you were added to it, not when it was opened? If it has been opened awhile, you "gained" that clean history as an AU (this is part of "Fico08" that will change), which is very good (and it means you have to take DW out to dinner with your new cc :smileyvery-happy: ). Yep TC is fako. I don't think you are having probs getting your score from myfico because of no/short credit history; maybe there is a problem matching addresses/confirming identity, ?maybe the "double accts" issue, or something else-- I dunno but would recommend fixing it. Someone else please advise about that. Btw, did you try to get a free report from annualcreditreport dot com?

Message Edited by JayToo on 01-07-2008 08:55 PM
Recent Ficos 815+
I do not do business with crooked companies.
crap1, United Airlines, Home Depot, Volvo will never make a dime from me.
(10,962 Views)
 
Frequent Contributor
HI-ALL
Posts: 271
Registered: ‎12-07-2007
Re: suggestion in applying for 2nd CC ?

‎01-08-2008 05:32 AM

hi dear frnd jaytoo
 
   I spoke to a csr from myFCO yesterday,she told me the same thing(short history or fradulent).
yeah wamu was opened in 04/07 and when i was added to it.
I didn't get my free reports from annualcreditreport.com,i thought its too early for me to pull my report from them.
wht do u say??any advice...por any idea??
 
thank very much for ur valuable info
 
(10,946 Views)
 
Moderator Emerita<br>Community Leader<br>Epic Contributor
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007
Re: suggestion in applying for 2nd CC ?

‎02-24-2009 08:20 AM

Moved: http://ficoforums.myfico.com/t5/Credit-Cards/Discover-card-app-30-day-message-denial/m-p/444749#U444749

marie12345's post has been split off to form a new thread titled "30-day message from Discover." This thread is over a year old. It's always best to start a new thread --you'll get more replies that way.

(9,569 Views)