New Member
Posts: 14
Registered: ‎08-04-2007
Re: Credit cards, consolidation, scoring--looking for help!
Thanks for the suggestion. I have Money, so I'll give that a try.
As for limits, they are
BOA - $23k
Discover - $10k
Chase - $3k
Amex - $13k
I also have several cards with zero balances:
MBNA - $17k limit
Cap One - $4k
Juniper - $10k
My Equifax credit report lists my debt to credit ratio for revolving accounts at 33%. It's 95% for my installment accounts (student loans and car payment). Should I take this to mean that moving debt from the "revolving" to "installment" category won't help my score?