Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
Re: Credit cards, consolidation, scoring--looking for help!
UTL is revolving balances/Credit line.
Like I said- Toss this into MS money as well before you pull the trigger.

knowlejboy wrote:
Thanks for all the help--sorry, don't completely understand what you mean by 10% utl? Sound like at least a partial consoldiation to get my debt to credit ratio below 30% and at least half my cards to zero would be a big help--is that right?