Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.
I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO. 
bichonmom wrote:Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.
I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO.
And a tiny bit of AMEX luv.................
I want to know this info. too, I haven't been successful getting more than 1 in a 4 month span.
LS2982 wrote:
bichonmom wrote:Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.
I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO.
And a tiny bit of AMEX luv.................
I want to know this info. too, I haven't been successful getting more than 1 in a 4 month span.
Actually, my TU FICO went up 100 pts after the CA fell off, but my EQ stayed about the same. My EQ went up about 100 pts when Amex reported, and my TU went up a few points at that time.
bichonmom wrote:
LS2982 wrote:
bichonmom wrote:Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.
I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO.
And a tiny bit of AMEX luv.................
I want to know this info. too, I haven't been successful getting more than 1 in a 4 month span.
Actually, my TU FICO went up 100 pts after the CA fell off, but my EQ stayed about the same. My EQ went up about 100 pts when Amex reported, and my TU went up a few points at that time.
100 pts for a CA coming off is fantastic! Congrats!
payingoffdebt001 wrote:Was wondering, is low utilization and few inquiries important when requesting a CLI's with GE? or just being a good customer and paying your bill on time is what counts? I ask because I am now using my cards and my other cards more and wont really be able to get them back down for a couple months. I dont want to hit the luv botton if they do look at your full credit report to make a decision. I mean I'm current on everything, just needing to use the other cards more these days and not PIF.
I think low util. is a biggie, INQ's not so big.
LS2982 wrote:
payingoffdebt001 wrote:Was wondering, is low utilization and few inquiries important when requesting a CLI's with GE? or just being a good customer and paying your bill on time is what counts? I ask because I am now using my cards and my other cards more and wont really be able to get them back down for a couple months. I dont want to hit the luv botton if they do look at your full credit report to make a decision. I mean I'm current on everything, just needing to use the other cards more these days and not PIF.
I think low util. is a biggie, INQ's not so big.
Yeah, what he said.
I've never been late with a payment...often pay more than minimum...but always carry a balance...some wayyyy to high...and I've NEVER had a CLI from any of my GE cards.
