Oh dear, I wander off for a week or two from the forum and come back to find Amex Zync approvals litterered across the forum.

Must keep gardening!  Marking everything read haha.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge

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NikJ4 wrote:
ok, so my feelings were seriously hurt this past month by lack of improvement with regards to my credit. I mean, I am busting my butt and feel like I am not seeing results as quickly as others it appears. Well, I need this last week to just be mad now I am back with a vengence to get MY credit profile in shape to be sought after by Primeville USA. I am thankful to the Lackluster Group of Creditors for taking a chance with me because it could have gone a different way. I know this. I couldnt get a secured card just over a year ago and now I am at least getting SOMETHING. I could grip and complain but that is all it would be. I want to say a special thank you to LS for all the help you have given me. I wont lie and say I am not a little green and it is NOT from the garden but I am happy you have your Zinc. I will let my garden grow and tend to it properly and hope that next year I can say the same thing. I think I will attempt once more in Jan 2013 but if to no avail then I will wait until I close on my next house. I think UPGRADING A HOME should be motivation enough to keep me in the garden and I really do like being able to pay for things with CASH!! Oh, I got my EX score from my lender because I wanted to see what it was and I am a 604. Now I will pull the other 2 and see where they fall.. I am close to being in the 600's which is an accomplishment for me all in itself.

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2 Weeks App Free!!!!!!

Feels pretty good knowing I can now control myself from apping!!

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Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

Hopefully today is the day I step out of the garden, but only for a short while.

MAYBE I can even accomplish my goals, as I did the first time I went to the CU, without them doing a HP, as I've just printed off all 3 reports fresh this morning (along with a ton of other paper-work)

Will check back in later on my gardening status.

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Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge

Still app/itch free.

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Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO

Take the FICO Fitness Challenge

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LS2982 wrote:

2 Weeks App Free!!!!!!

 

Feels pretty good knowing I can now control myself from apping!!

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Reading the point guy, mile value, and million mile blog, I've app'd all major airlines as well as hotels and rental cars reward programs!

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Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge

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Repo-ed wrote:

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LS2982 wrote:

2 Weeks App Free!!!!!!

 

Feels pretty good knowing I can now control myself from apping!!

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Reading the point guy, mile value, and million mile blog, I've app'd all major airlines as well as hotels and rental cars reward programs!

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Since we are all in the garden, I just wanted to see what are peoples goals for the next year?

Mine are into primville with Zync & Freedom.

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Smug wrote:

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Repo-ed wrote:

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LS2982 wrote:

2 Weeks App Free!!!!!!

 

Feels pretty good knowing I can now control myself from apping!!

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Reading the point guy, mile value, and million mile blog, I've app'd all major airlines as well as hotels and rental cars reward programs!

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I have some rewards cards but really dont put enough on them, so went with a no fills lower apr card.

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I was talking about the non-CC type reward cards.  The ones that result in neither a SP or HP :lol:

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Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge

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KesMoosa wrote:

Since we are all in the garden, I just wanted to see what are peoples goals for the next year?

 

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Chase United MileagePlus by August/September. Most likely September. I'll be travelling next year, at the latest, September, so I wanted to give myself the one year window in case I want to cancel before the AF hits.

Other than that, it's all gardening and getting my outstanding balance on the Discover card down.