Was wondering, is low utilization and few inquiries important when requesting a CLI's with GE?  or just being a good customer and paying your bill on time is what counts? I ask because I am now using my other cards more and wont really be able to get them back down for a couple months.  I dont want to hit the luv botton if  GE  does look at your full credit report to make a decision.   I'm current on everything just needing to use the other cards more these days and not PIF but paying.