Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
Re: Walmart CLIs?

payingoffdebt001 wrote:

Was wondering, is low utilization and few inquiries important when requesting a CLI's with GE?  or just being a good customer and paying your bill on time is what counts? I ask because I am now using my cards and my other cards more and wont really be able to get them back down for a couple months.  I dont want to hit the luv botton if they do look at your full credit report to make a decision.  I mean I'm current on everything, just needing to use the other cards more these days and not PIF.

I think low util. is a biggie, INQ's not so big.

Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014