Regular Contributor
Posts: 3,390
Registered: ‎09-26-2011
Re: Walmart CLIs?

LS2982 wrote:

payingoffdebt001 wrote:

Was wondering, is low utilization and few inquiries important when requesting a CLI's with GE?  or just being a good customer and paying your bill on time is what counts? I ask because I am now using my cards and my other cards more and wont really be able to get them back down for a couple months.  I dont want to hit the luv botton if they do look at your full credit report to make a decision.  I mean I'm current on everything, just needing to use the other cards more these days and not PIF.


I think low util. is a biggie, INQ's not so big.


Yeah, what he said.

 

I've never been late with a payment...often pay more than minimum...but always carry a balance...some wayyyy to high...and I've NEVER had a CLI from any of my GE cards.



Current Scores: EX08: 609, TU08: 630, EQ08: 615. 06/30/16. Last App: 05/07/16.

Zero percent financing is where the devil lives...