Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
Re: Walmart CLIs?

I always PIF -- usually BEFORE the statements cut. It seems like not all GE accts are equal when it comes to CLIs. WM somehow seems harder to get CLI than ON.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
tcbofade
Posts: 2,543
Registered: ‎09-26-2011
Re: Walmart CLIs?

LS2982 wrote:
@tcbo Was your overall util. high everytime you asked for CLI's?

Define "high".

 

Wait, never mind.

 

Yes.


Current Scores: EX 694 (FCR) TU08: 650 Wally. 12/10/14
Last app 05/29/2014.
Being held hostage in the garden until 06 January 2015!
Zero percent financing is where the devil lives...
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
Re: Walmart CLIs?
@tcbo LOL! anything above 10% is considered high.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
BlueNightStar
Posts: 181
Registered: ‎07-09-2011
Re: Walmart CLIs?

bichonmom wrote:

I always PIF -- usually BEFORE the statements cut. It seems like not all GE accts are equal when it comes to CLIs. WM somehow seems harder to get CLI than ON.

 

 


That's what I do, too. As soon as I made a 6 month 0% interest purchase on Amazon they softed my TU. Two weeks later when I only made a partial payment and let a balance post, I got a huge (for me) CLI. The Amazon card seems good for easier to get, larger limits.

 

Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
Re: Walmart CLIs?

bichonmom wrote:

Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.

 

I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO. :smileyembarrassed:

 


based on what ive read on here people seem to be getting increases every 4 months from hitting the luv button. some get lucky some dont. I too have been looking at walmart for a store card being i do alot of shopping there.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Established Contributor
namvet
Posts: 866
Registered: ‎09-22-2011
Re: Walmart CLIs?

I've received  3 increase in credit lines as requested during the 1st 6 months of card ownership.  Only PIF once during that period.  YMMV

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
Re: Walmart CLIs?
@namvet Was your overall util. high on those CLI attempts?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Member
Mumu1975
Posts: 1
Registered: ‎08-09-2012
Re: Walmart where is the luv button at??
 
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
Re: Walmart CLIs?

bichonmom wrote:

Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.

 

I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO. :smileyembarrassed:

 


Im curious about that too. I just passed the 4 months mark since my CLI. I would love the Discover version too.




Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
Re: Walmart CLIs?

100 points when a collection dropped, outstanding !!

 

I have a CO dropping off soon. Hope I have the same results lol