Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011
Re: Walmart CLIs?

‎04-01-2012 12:31 PM

I always PIF -- usually BEFORE the statements cut. It seems like not all GE accts are equal when it comes to CLIs. WM somehow seems harder to get CLI than ON.

 

 

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EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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Valued Contributor
tcbofade
Posts: 1,060
Registered: ‎09-26-2011
Re: Walmart CLIs?

‎04-01-2012 12:33 PM

LS2982 wrote:
@tcbo Was your overall util. high everytime you asked for CLI's?

Define "high".

 

Wait, never mind.

 

Yes.



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

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Mega Contributor
LS2982
Posts: 14,458
Registered: ‎04-09-2011
Re: Walmart CLIs?

‎04-01-2012 12:47 PM

@tcbo LOL! anything above 10% is considered high.


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Regular Contributor
BlueNightStar
Posts: 148
Registered: ‎07-09-2011
Re: Walmart CLIs?

‎04-01-2012 12:51 PM

bichonmom wrote:

I always PIF -- usually BEFORE the statements cut. It seems like not all GE accts are equal when it comes to CLIs. WM somehow seems harder to get CLI than ON.

 

 

That's what I do, too. As soon as I made a 6 month 0% interest purchase on Amazon they softed my TU. Two weeks later when I only made a partial payment and let a balance post, I got a huge (for me) CLI. The Amazon card seems good for easier to get, larger limits.

 

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Valued Contributor
rootpooty
Posts: 1,611
Registered: ‎10-28-2011
Re: Walmart CLIs?

‎04-01-2012 12:55 PM

bichonmom wrote:

Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.

 

I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO. :smileyembarrassed:

 

based on what ive read on here people seem to be getting increases every 4 months from hitting the luv button. some get lucky some dont. I too have been looking at walmart for a store card being i do alot of shopping there.

NFCU plat 5k | NFCU cashrewards 3k | Chase Freedom 1.5k |
BOA 123 1k | Amazon 1600 | Walmart 900

On the prowl for Chase Sapphire Preferred!
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Established Contributor
namvet
Posts: 846
Registered: ‎09-22-2011
Re: Walmart CLIs?

‎04-01-2012 01:59 PM

I've received  3 increase in credit lines as requested during the 1st 6 months of card ownership.  Only PIF once during that period.  YMMV

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Mega Contributor
LS2982
Posts: 14,458
Registered: ‎04-09-2011
Re: Walmart CLIs?

‎04-01-2012 02:40 PM

@namvet Was your overall util. high on those CLI attempts?


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Mumu1975
New Member
Mumu1975
Posts: 1
Registered: ‎08-09-2012
Re: Walmart where is the luv button at??

‎10-03-2012 05:05 AM

 
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Super Contributor
CS800
Posts: 6,112
Registered: ‎04-07-2008
Re: Walmart CLIs?

‎10-03-2012 07:00 AM

bichonmom wrote:

Has anyone hit the luv button more than every 4 mos? Have you had any success in getting a CLI more often than every 4 mos? Also wondering if you've ever gotten a Discover offer from the luv button.

 

I am really anxious to PC my WM store card to Discover. My TU FICO is over 100 pts higher than when I got the card, mostly because a CA fell off. I should have just waited 2 mos., but I was anxious to get the monthly FICO. :smileyembarrassed:

 

Im curious about that too. I just passed the 4 months mark since my CLI. I would love the Discover version too.





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Super Contributor
CS800
Posts: 6,112
Registered: ‎04-07-2008
Re: Walmart CLIs?

‎10-03-2012 07:12 AM

100 points when a collection dropped, outstanding !!

 

I have a CO dropping off soon. Hope I have the same results lol





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