I was just approved in October with 2 baddies on my Ex 1 c/o and 1 med bill for $200.00. The c/o was from 7 years ago and the med was from 4yrs ago. 1st I was denied and called the backdoor # and ask me if I had a checking account. I was approved for $500.00. Its a start. My fico score was 664
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