Re: Zync autopay...
04-02-2012 05:54 PM
FicoTron wrote:What were the reasons for denial on the Green app?
Ex is not perfect but no collections or derogs for 2+ years. I have paid off 3 car loans in that time, got the zync, a navy fed visa with a 9k limit, and a military star card with 2.5k limit. Current score is 696 according to an Amex Green denial.
According to them:
Your application was processed using our American Express Cardmember Risk Score which evaluates existing cardmembers. The reasons you did not score well were:
Your FICO? score (See below)
Your credit report indicates that you have one or more seriously delinquent or collections accounts and/or derogatory public records on file.
The number of creditors who have reviewed your credit report.
Fico score was 696 according to them. There are no collections at all and no delinquencies for the past 2+ years and in the past year I shopped for a home loan and a car loan and that was it. No big deal, just figure it was worth a try.
Starting Score: 500s
Current Score: EQ: 665 TU: 688
Goal Score: 720
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