Contributor
labsxtwo
Posts: 125
Registered: ‎02-11-2008
Re: Walmart account closed......

LS2982 wrote:

ctb89 wrote:
Why close a no AF card? Why not just SD it?

Thats how I always feel.


+1

 

I mainly use my Walmart card for my toddler (pull-ups, wipes, etc). Plus, it's easy to keep track of his expenses and then PIF when I get the monthly child support check. :smileyhappy:

Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
Re: Walmart account closed......

A no AF card that gives you your TU, and you close it because you felt slighted because of no CLI?

What's done is done, but in the future, I'd value a card that gave me my credit score a lot higher, despite of a lack of CLI's.

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Established Contributor
learnin113
Posts: 541
Registered: ‎12-02-2011
Re: Walmart account closed......

amercnchopz34 wrote:
Hey guys...have not had an increase in over a year.......closed it down.....only 1.5 years old...hope is does not affect my score that much......just never used it......I know getting my TU is a plus but. Just Dont use it and GE has not been kind to me.......875 CL......but just got approved for a CU visa rewards card....2500cl...


I'm gonna venture to say this was a rash move, not a smart one. :smileyindifferent:

Senior Contributor
Open123
Posts: 4,089
Registered: ‎02-23-2011
Re: Walmart account closed......

FrugalRican wrote:

A no AF card that gives you your TU, and you close it because you felt slighted because of no CLI?

What's done is done, but in the future, I'd value a card that gave me my credit score a lot higher, despite of a lack of CLI's.


Right, if there's ever a reason to keep a no fee card with a low CL that you'd never use, it would be this.

Regular Contributor
boonelb
Posts: 146
Registered: ‎01-24-2012
Re: Walmart account closed......

Thats how I feel about my emblem card.  only 175 CL but why close it. its my oldest card also at 6 months

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
Re: Walmart account closed......

learnin113 wrote:

amercnchopz34 wrote:
Hey guys...have not had an increase in over a year.......closed it down.....only 1.5 years old...hope is does not affect my score that much......just never used it......I know getting my TU is a plus but. Just Dont use it and GE has not been kind to me.......875 CL......but just got approved for a CU visa rewards card....2500cl...


I'm gonna venture to say this was a rash move, not a smart one. :smileyindifferent:


+1

 

I would see if they can reopen it.




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Moderator
pizzadude
Posts: 9,178
Registered: ‎01-28-2010
Re: Walmart account closed......

 

Well at least the OP can still get their TU FICO score ~ apparently even after you close your wally card if you log in you'll still see the score.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008
Re: Walmart account closed......
[ Edited ]

pizzadude wrote:

 

Well at least the OP can still get their TU FICO score ~ apparently even after you close your wally card if you log in you'll still see the score.


Yep - my cards' been closed for a year or so and I pull my TU FICO score.

 

OP - I think you'll be fine closing the card.  When I closed my Walmart card, there just wasn't a FICO impact.  Of course YMMV.

When I took DH off as AU on a different store card (Macy's) his score actually went up (it had gone down when I added him - both score changes occured the same day as the AU reported on and off).  No impact on his AAofA - so - who knows?  :smileyfrustrated:

Just puttin' syrup on something, don't make it pancakes.
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
Re: Walmart account closed......

GE is normally good at CLI but no AF so thats a plus and the TU08.

 

I think you still get your TU08 if the account is closed? I thought i read this somewhere