Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
Re: WAMU Transunion FICO

VLGaffEsq wrote:
Please be advised that these scores from WaMu/Trans Union are what's known as "fako scores."  They are usually a bit higher than your actual and legitimate FICO scores that you must pay to obtain from  It is, however, a good information tool to allow you to see how your score goes up and down each much, depending upon your credit utilization.  Although the reason codes are very general, I happen to like this service provided by WaMu since it lets you see your last 12 months worth of info.  But utilize it only informational purposes.

Nope! The score at WAMU's site is PFICO, a credit card enhanced score.
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa