Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012
Re: Garden Club Meeting - April 2012

AMEX can be so aggravating...

 

They denied me a CLI on my very puny $1K CL, (which was like $12K before they cut it for lack of use several years ago :smileysad:).  The reason? DH was doing the bills. The APR was not that high. He left the card close to maxed for a year. He had this "grand plan" to get out of debt by paying everyone the 3 year payoff amount. He was paying them twice the minimum, which was only $50. Unfortunately, that is not a big enough payment for AMEX.  Even though the card was PIF in Jan, charged completely up and PIF again before I had asked for the increase. According to AMEX, that is the only bad thing they show, and they are looking at a full year of payments. Told me I could try again 90 days after the last request. I am now in a cycle of making payments about 3-4 times a month. A pain in the neck, but I want my 6% back on the groceries. And now it is my best for gas at 3%- will be pushing even more through the card.

 

Time needs to pass....  garden.... garden... 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's

my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)