I had 822 EQ FICO at time of instant approval and $18K income and got $2K limit, with my oldest credit card still reporting as open with $7700 and 0 INQ. I will ask for 4-5K in July. My wife with 676 EQ FICO, 4 INQ, and $33K income got approved for $1000 and 22.99% APR. She had to call in and talk about her credit report.