Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
Re: Advice on US Bank Secured Card graduation request

charyot77 wrote:

I've also been told that people should have FICO scores of 680 or above.

 



I have wondered why US Bank has not automatically unsecured their secured credit cards after a year -- so, the bank clerk told you its because you have to have a FICO® above 680.  

 

I guess that makes ALL the difference! 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card