I have pondered over and over about why people are so in love with AMEX charge cards. I see no real purpose of value for them. The argument I always get is all of the "free" perks which in actuality aren't free because of the exorbent AF's you pay to carry it. Can someone please enlighten me with a valid argument on why I should/need to add an AMEX to my portfolio.
Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)