Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
Re: WAMU Transunion FICO

section8 wrote:
So, do most Credit Cards use PFICO or regular old FICO? My WAMU reported PFICO is around 50 points higher then the other. 

The credit score you get from myfico is the classic FICO, usually used in mortgage scoring.  Some banks use a bankcard formula.  Junny actually uses and provides whats called a TransRisk scorethat supposedly calculates the risks of you filing bankruptcy