Valued Member
by2
Posts: 44
Registered: ‎01-16-2012
Discover

I applied for a Discover card and was informed that I could be approved but required a co-signer because of my foreclosure in 2007.  Guess I won't be getting a discover card anytime soon!!!:smileysurprised:

Starting Score:TU 62611/07/2011
Current Score: 72704/23/2012
Starting Score:EQ 60511/07/2011
Current Score: 69012/20/2012
Goal Score: 760+
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New Contributor
cleanitup
Posts: 65
Registered: ‎03-04-2009
Re: Discover

Sorry -


Starting Score: 581
Current Score: 751 EQ; 743 TU; Goal Score: 800
In the Garden since May 2012

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Regular Contributor
720ismygoal
Posts: 169
Registered: ‎05-16-2011
Re: Discover

by2 wrote:

I applied for a Discover card and was informed that I could be approved but required a co-signer because of my foreclosure in 2007.  Guess I won't be getting a discover card anytime soon!!!:smileysurprised:


About 8 months a go, i had also applied for a discover more card and was given the same reason, that i needed a co-signer. i rejected the offer, then garden for 8 months without applying for anything. Brought my UTI% from 88% to 33%, then i applied a few days a go and bam! got the approval for $1000 cl. I can't wait to get my card tomorrow! keep your head up, you can do it! good luck.

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500



Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
Re: Discover

by2 wrote:

I applied for a Discover card and was informed that I could be approved but required a co-signer because of my foreclosure in 2007.  Guess I won't be getting a discover card anytime soon!!!:smileysurprised:


Sorry to hear...:smileysad:

 

Have you spoke to a analyst about it? There may be other factors contributing to it that made the foreclosure a big deal.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014