Re: Is there an unsecured card for a low to mid 500 credit score?
04-14-2012 10:22 PM
its going to be tough to get an unsecured card with those scores and you will be just wasting inquiries which will hurt your score even more. trust me i know. look to getting with a local credit union and see if they offer a secured credit card and see if they will unsecure it over time. another way to look is with bank of america secured. they also unsecure cards after 12 months. capital one might approve you with those scores with a low limit and they do also offer a secured card too but you will be stuck with that card forever unless you close it. my suggestion would be to open 2 possibly 3 secured cards and wait a year then you will have a greater stand point
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