oracles wrote:
So there is no difference with Walmart if I go into the store or apply online? Maybe I will wait until Monday to apply online if there are any complications and I can just speak to a rep.
LOLOL 
There is a difference. The difference is not with the opening\starting CL. The difference is being approved at all. In store, there is not chance of a problem with them being able to verify your identity. Online, that problem becomes a very real possibility and trying to resolve it with a rep over the phone would be a lot like performing your own dental work..... as far as a successful positive outcome is concerned that is.
It's also better to apply in store (for any card) being it somewhat proves you actually go IN there, the tend to like that lol. As for the starting CL, first one must worry about being approved at all.
