injustifiiable wrote:I'm itching to apply for the Target RedCard so I can just throw it in the sock drawer!
I've gotten 4 inquiries over the past two months though...2 from Capital One and 2 from HSBC. I probably won't be scratching that itch for awhile then unless I can just get away with a softie...
I would advise against it, Target is famous for giving you the lowest credit limit you will ever see on a card.... even first premie gives a higher limit for 500 FICO scores. I got my Redcard after getting 2x AMEX cards (blue 6k CL, Zync NPSL) and a Chase Freedom card (3k CL), TU and EX both low 700's sub 10% UTL they lay the slap down on my with a $200 limit there is absolutely no reason to apply for a card that will get a 200 CL. for the sock drawer
I like the 5% discount at target which is the only thing keeping me from closing it now.
Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k