[ Edited ]
n & Itch Meeting!
04-15-2012 11:18 AM - edited 04-15-2012 11:21 AM
I'm itching to apply for the Target RedCard so I can just throw it in the sock drawer!
I've gotten 4 inquiries over the past two months though...2 from Capital One and 2 from HSBC. I probably won't be scratching that itch for awhile then unless I can just get away with a softie...
I would advise against it, Target is famous for giving you the lowest credit limit you will ever see on a card.... even first premie gives a higher limit for 500 FICO scores. I got my Redcard after getting 2x AMEX cards (blue 6k CL, Zync NPSL) and a Chase Freedom card (3k CL), TU and EX both low 700's sub 10% UTL they lay the slap down on my with a $200 limit there is absolutely no reason to apply for a card that will get a 200 CL. for the sock drawer
I like the 5% discount at target which is the only thing keeping me from closing it now.
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013