Re: USBank credit card question[ Edited ]
04-17-2012 06:25 PM - edited 04-17-2012 06:26 PM
I have Capital One - $750 and Bank of America - $500.
Mine was US Bank Platinum Visa as well (current credit limit $1000). I never asked for a credit limit increase before. How much CLI did you get if I may ask.
And thanks for the tip, I also do bank with them, so that definitely helps.
I recently was raised from $300 to $1,000 and even though I reconned I am regretting not sticking to my guns and asking for my original amount of $1500. Depends on income and living expenses etc. However, I had 2+years with their card and as with all things on YMMV.
I hate to give you a number and you not get it. What I can do is tell you what I intend to ask for in 6 months. In 6 months I am first requesting a CLI of $2500 and then asking if I qualify for an upgrade to one of their Flex Perks Card,
Just remember, if you do get declined for your CLI, as I was, recon it! Call the number listed on the letter and ask for a "manual review". They will ask you gross income, monthly housing expense, rent or own. Good luck buddy and let me know how it goes! I am pulling for ya!
Thanks buddy. I will let you know how it goes!
Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750
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