Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
Re: The official Barclaycard Ring Thread

ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.


I have around the same number of inquiries, you should apply first :smileywink:

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
Re: The official Barclaycard Ring Thread

logan_720 wrote:

ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.


I have around the same number of inquiries, you should apply first :smileywink:



Haha :smileyhappy: I really want this card.  I don't think I have a shot at anywhere near 8% on anything else!

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
Re: The official Barclaycard Ring Thread

:smileysurprised:pull the trigger andshare your results!! (no pressure) haha:smileywink:

Regular Contributor
mokong
Posts: 138
Registered: ‎12-13-2011
Re: The offical Barclaycard Ring Thread

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.

Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
Re: The offical Barclaycard Ring Thread

mokong wrote:

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.



What were your initial denial reasons?

Regular Contributor
mokong
Posts: 138
Registered: ‎12-13-2011
Re: The offical Barclaycard Ring Thread

too many available credit.

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
Re: The offical Barclaycard Ring Thread

mokong wrote:

too many available credit.



So they denied you because you had too much available credit on your current credit card accounts?


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Regular Contributor
mokong
Posts: 138
Registered: ‎12-13-2011
Re: The offical Barclaycard Ring Thread

yes.im using only 1% util this past few months.

Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
Re: The offical Barclaycard Ring Thread

mokong wrote:

yes.im using only 1% util this past few months.


About how many inquiries do you have?

Regular Contributor
mokong
Posts: 138
Registered: ‎12-13-2011
Re: The offical Barclaycard Ring Thread

4 inq on TU and fico 716