Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010
Re: Jcp- will adding an au with different last name and address report to bureaus?

From my experience, JCP does report AU's. Case in point: My husband added me as an AU on his JCP card.  However, his ultilization was way high. Like 4,500 of a 5,000 limit. So I called the bureaus and asked to be removed.  Although his payment history is excellent and his credit limit fairly high, my FICO went UP when I took myself off. I suppose it was because of the high ulitization.



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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