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ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.

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I have around the same number of inquiries, you should apply first

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logan_720 wrote:

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ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.

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I have around the same number of inquiries, you should apply first

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Haha I really want this card.  I don't think I have a shot at anywhere near 8% on anything else!

pull the trigger andshare your results!! (no pressure) haha

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.

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mokong wrote:

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.

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What were your initial denial reasons?

too many available credit.

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mokong wrote:

too many available credit.

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So they denied you because you had too much available credit on your current credit card accounts?

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Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge

yes.im using only 1% util this past few months.

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mokong wrote:

yes.im using only 1% util this past few months.

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About how many inquiries do you have?

4 inq on TU and fico 716