BoA approved me for a 1% cashback card with two collections and over twenty baddies overall.  After six months, they PCed me to a 123 Cash Rewards.  They seem to be pretty lenient in their approvals.

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Starting Score: TU: 566
Current Score: TU: 729 (Walmart FICO); EQ: 754 (MyFico) EX: 776 (FAKO)
Goal Score: 800
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