Regular Contributor
Posts: 132
Registered: ‎03-28-2012
Re: Wal-Mart credit card closed?
Sorry to have caused confusion but the ninety day lasted are actually from one charge off that has been paid in full and had already damaged my credit report. I didn't think until reading the posts on this that they would close it because of other issues on my credit report especially since there is no evidence that they have done even a soft pull. I've spoken with 4 people who say they have closed it due to inactivity. My FICO (tu08) was 542 six months ago, why not cancel then? Why wait until I've actively been addressing my issues and penalize me for paying in full?

Additionally, I have a voicemail from someone at the corporate office for GE Money Bank and will be calling them this a.m. I will post my results, good or bad online.

Starting Score: March 29, 2012 EX: 592, EQ: 549; TU: 557 - LENDER PULL
Current Score: June 2 2012 TU08 (walmart) 689, EX: ?, EQ: 649 (SW) TU: 679 (SW)
Goal Score: 720

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