Regular Contributor
Posts: 132
Registered: ‎03-28-2012
Re: Wal-Mart credit card closed?
The only time I didn't use it was when it was maxed out.... Since having it I always carried a balance except for the past three months. I have always outwits more than the minimum except for a 5 month period in 2010 where I made the minimum plus $10. It's reported to the CRAs at this point and minimally impacted scores so I'm not going to fret anymore. They sent me a letter on the 14th but I'm out of town for business so haven't read that yet. Maybe it will offer more insight.

Starting Score: March 29, 2012 EX: 592, EQ: 549; TU: 557 - LENDER PULL
Current Score: June 2 2012 TU08 (walmart) 689, EX: ?, EQ: 649 (SW) TU: 679 (SW)
Goal Score: 720

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