Valued Contributor
Posts: 1,157
Registered: ‎05-21-2008
Re: Which cards are prime cards and when should I apply for them?

I'm not sure if Amex or Discover are necessarily harder than the other to be approved.  Discover CLs are definitely a YMMV, because I, unlike most others, have gotten 4 or 5 unsolicited CLIs from them over the past 4 years, whereas all my other CLIs have been at my request.  That is unrelated, though.  Chase is definitely the easiest of the three to be approved for, though IMO, Discover and AMEX are far more desirable.


I would apply for Chase, and if approved, you may have a shot at one of the other two.

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