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Revelate wrote:

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android01 wrote:

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emptypockets wrote:
I can confirm that they do not always pull EX. They pulled TU for me ( I am in Michigan). This is great, because I only have one INQ on TU. i saw somewhere that they may pull EQ or TU on the east coast. My status page says something about needing some sort of verification ( sorry I didn't write down what it said word for word). But where Ron's screen says under review, mine says awaiting verification. I think it may have to do with me listing rental property income on the app.

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I can confirm that they've NEVER pulled EX for me.  Initial apps years ago were ALL EQ (I'm in Minnesota).  When asking for a CLI they hard pulled TU, which they also soft for account review periodically along with EQ.  Their EX pulling seems to be more on the West Coast.  

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Yeah, typical national lender profile from what I saw in the credit pulls database... though oddly there wasn't a huge statistical sampling compared to many other lenders.  I know from this forum certainly others are more prolific, but is USBank in general on the smaller size of credit card issuers?

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They are certainly smaller than a Chase or Citi, but they aren't small by any means.  They've been gradually but steadily adding to their credit card business over time.  They are a VERY well managed bank that didn't get caught up in the meltdown a few years back.  From my understanding, this new card is the first that anyone can apply for in all 50 states, not just where US Banks are located.