Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011
Re: What are the benefits of having a charge card? Am I missing something?

You and I are on different sides of the fence with our philosophy about credit. LOL!!! 


I don't ever want to carry a balance on ANY of my credit cards.  I PREFER to treat all my cards like they are charge cards and PIF every month. 


That's just the way I view credit.

Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card