Established Contributor
Jlu
Posts: 922
Registered: ‎06-12-2012
Re: What are the benefits of having a charge card? Am I missing something?

Charge cards offer a much higher limit of spending whereas a credit card has a limit. Charge cards also force you to purchase only what you can afford, which is what you should be doing for everyday purchases. If you want to charge a large purchase you should finance it, not charge it.

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