Moderator
Revelate
Posts: 8,357
Registered: ‎12-30-2011
Re: What are the benefits of having a charge card? Am I missing something?

webhopper wrote:
Its nice knowing that I can charge more than 5k on a card and not worry about the utilization affecting my scores.

Heh, since you have to PIF anyway, doesn't that mean you simply got sloppy with your religious payments instead since you could've dropped it on that pretty NFCU card and still zero'd it anyway? (teasing!)

 

AP reimbursement timeline from your job notwithstanding :smileywink:.

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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