rootpooty wrote:what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one
Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better? 
This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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